RNP Chapter 771 Jia Zhang's Dilemma
Chapter 771 Jia Zhang's Dilemma
Qin Huairu is very smart and can draw inferences from what she has learned immediately.
If you buy a house for Banggeng, you can mortgage it for a sum of money and extend the repayment period to two or three years.
According to Banggeng's current earning rate, even if business is not good, he will at least have three to five hundred yuan a month, so it seems that the repayment pressure is not very great.
There is another benefit to this.
Since they are always in debt and under pressure of having their house taken away, Jia Zhang and Bang Geng will not spend money lavishly.
Qin Huairu thought of this and was about to nod excitedly.
Xiaodang next to him shouted immediately.
"no!"
"Ok?"
Qin Huairu and Jia Zhang looked at Xiaodang together.
Xiaodang looked worried.
“Mom, can you take out another loan? Can’t we live a good life? This time we borrowed so much money. If it weren’t for my uncle-in-law buying a house, our house would have been taken away by the credit union. You have to pay off the loan.
If something happens, no one will come to buy the house at a high price!"
"Xiao Dang, why don't you judge your brother, you lose money? You can't spit out ivory from a dog's mouth! We are not doing this for the Jia family. Your brother is so old. If he doesn't get married, when will our Jia family be able to continue the family line?"
Jia Zhang looked at Xiaodang angrily, thinking it was despicable that he dared to stop her good deeds.
However, Xiaodang didn't even look at her, but stared at Qin Huairu.
It’s not that she doesn’t agree, but if something happens, she will definitely be the one to clean up the mess.
Besides, who would be willing to live with debt all the time?
Qin Huairu looked at her eldest daughter, seeming to want to say something but stopping herself.
What Xiaodang said makes sense.
If Wang Tiedan hadn't bought the house this time, I'm afraid I would have to sell all my shoes at a low price to get through this hurdle.
But, then again.
The biggest task for the entire Jia family now is to get Banggeng married.
If you don't get married soon, you'll become a fool.
"Okay, Xiaodang, stop talking. Your grandma is right. Nothing is more important than your brother's marriage. For the sake of our Jia family, it is worth taking some risks.
Look at your brother, business is not good now, selling two or three pairs of shoes a day is enough to pay back the money, don't worry."
When Xiaodang heard Qin Huairu say this, he knew that it was useless for him to say anything, so he could only say, "Mom, let's make a deal. If there is a problem in the future, don't ask me to pay back the money. I'm not young anymore, and it's time for me to get married."
"Hmph, your brother sells three pairs of shoes a month, which is equal to your monthly salary. He asks you to pay it back. Are you overthinking it?" Jia Zhang said disdainfully.
Xiaodang didn't say anything, but continued to look at Qin Huairu.
Qin Huairu nodded.
"Okay, I won't let you pay it back, I'll just blame it on your brother, okay?"
This time all three parties had no objections.
……
A month passed in the blink of an eye. Qin Huairu paid off the loan from the credit union and just mortgaged her new house to buy a new house. But before she moved in, the business environment of the entire city suddenly changed.
This story begins a year ago.
With the deepening of reform and opening up, national policies have become more open, more and more people have become rich, and more people have joined the army of going into business.
The clothing and catering industries, which have low barriers to entry and low costs, have become the focus of competition.
Moreover, after a year of rapid development in the Special Economic Zone, more and more factories along the southeast coast have begun to ship large quantities of goods.
Free land, super low labor costs, and government subsidies.
The product quality is a little bit worse, but the price is cut in half, even to the point of being slashed.
Don't talk about anything else, just talk about shoes.
Many vendors get their goods directly from these factories, without the need for importing or smuggling.
And that’s where those cheap shoes from the beginning of the year come from.
It was just the beginning of spring, and the streets were filled with street vendors and cart vendors.
The price is lower than each other, each one is more attractive than the other, and there are various small gifts.
Even Wang Tiedan's clothing store's performance was affected, not to mention Banggeng's small shoe store.
Even if you wait for three or five days, you may not be able to sell a pair of shoes.
Everyone in the Jia family has bubbles in their mouths.
I am worried and anxious.
The previous wish of earning three to five hundred yuan a month has become a luxury.
Of course, there is a solution.
If we sell all the shoes at a low price, 70% or 80% off the purchase price, we may be able to pay off all the debts.
If all else fails, you can sell the newly bought house and become a little richer.
But no matter what, no one has mentioned Banggeng’s marriage problem for the time being.
Once you get a new house, you must move in.
It’s not far away, just a residential area and separated by a building.
A family of four (Huaihua lives on campus and rarely comes back) squeezed into a one-bedroom apartment, with an adult son, is really inconvenient.
Originally, this house was given to Bang Geng, but he couldn't resist Jia Zhang and insisted to live with his grandson.
Qin Huairu had no choice but to arrange for the two of them to live together.
She lives with Xiaodang.
Banggeng came to eat every day and then brought food to Jia Zhang, which became the new lifestyle of the Jia family.
The days passed one by one, and soon the dog days of summer arrived again.
The Jia family, who lived on the top floor like Xu Damao, felt regret for the third time.
The first time was when Jia Zhang made a big fuss and threw a tantrum because the food was not good, causing unrest in the entire building. A resident directly took action and punched her twice, teaching Jia Zhang a lesson in how to behave.
In the courtyard, Yi Zhonghai protected him in the early stage, and Ni Ye suppressed him in the later stage, so there was basically no fighting.
But here, everyone spoils whom.
The second time was when Jia Zhang emptied the urine bucket downstairs for convenience.
At first, there were just a few curses from the person downstairs, but no one knew it was from Jia Zhang.
Jia Zhang was complacent for several days, but when she fell for the second time, many neighbors came up, kicked the door in, and beat her up again.
The matter finally came to an end.
And this time, it’s the third time.
One word, hot.
Unlike Xu Damao's family, the Jia family had no money to install a suspended ceiling, no money to buy an air conditioner, and they didn't even have a fan.
The entire Jia family, especially at noon, was like a steamer.
Jia Zhang didn't cry or make a fuss. She just soaked in the bathtub all day long and managed to get through one day after another.
And in countless nights, Jia Zhang always dreamed of returning to Courtyard No. 95, lying on the floor of the wing room, feeling the slight coolness.
But I am always woken up by my rumbling stomach.
Jia Zhang not only regretted moving into the building, but also regretted living separately from Qin Huairu.
In the past, when the family ate together, they could fight for food. If they were not full, they could go to the kitchen or cook for themselves with Banggeng.
But now, every day there is only dinner that Banggeng brings back in the evening.
It is what it should be.
A normal person would definitely be able to eat their fill, but for Jia Zhang, it was just barely enough to not feel hungry.
Jia Zhang asked Banggeng to tell Qin Huairu countless times to give her more food because she was not full.
The answer you get is always, next time.
In just half a year, even though she and Banggeng cooked together from time to time, Jia Zhang still lost nearly 20 kilograms.
Coupled with the previous deficit, he has long lost his fat man's demeanor.
Now she looks like a skinny old woman.